Manage friends & family loans without the hassle

Borrow
Get credit from people who trust you, reduce rates, and fund your needs quickly.
Lend
Earn higher rates on your savings. Fund the needs of people you trust.
How does it work?
  • The borrower posts a loan

    Borrowers start by posting an existing loan. You can select your current loan servicer from a list or input their mail-in payment address manually.

  • The borrower pays the loan through Sima

  • The lender reviews posted loans

  • The lender funds loans

  • Borrowers and lenders mutually benefit

Get cash to fund or refinance a loan from the ones who know you best.

  • ๐Ÿ’ธ โ€“ Save with friendly interest rates.
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ โ€“ Borrow from trusted backers.
  • ๐Ÿ“  โ€“ Connect to loan servicer accounts.
  • ๐Ÿ“ฑ โ€“ Ensure a shared understanding.

Invest in your friends and family.

  • ๐Ÿ‘จโ€๐ŸŽ“๐Ÿ‘ฉโ€๐Ÿ’ผ๏ธ โ€“ Lend to people you know & trust.
  • ๐ŸŒด๐Ÿ–๏ธ โ€“ Automated payments and reminders.
  • ๐Ÿ’ฐ โ€“ Earn more than bond etfs.
Pricing

Borrowers

Free!

Lenders

Tiered Pricing
Rate ChargedSima FeeLender Earns
0.0%--0.00%
1.0%0.20%0.80%
2.0%0.40%1.60%
3.0%0.60%2.40%
4.0%0.90%3.10%
5.0%1.20%3.80%
6.0%1.50%4.50%
7.0%1.80%5.20%
8.0%2.20%5.80%
9.0%2.60%6.40%
10.0%3.00%7.00%